Certified Fee Insurance Specialist Program
The Certified Fee Insurance Specialist Program is the first and only designation that distinguishes the practitioner as one who is knowledgeable in *fee-based life insurance design and functionality, encompassing competency in policy style, design, concept and efficiency considerations with full disclosure and fiduciary care.
The Certified Fee Insurance Specialist Program is a professional practice application designation.
CFIS Requirements
To receive the CFIS designation, you must complete and successfully pass a total of 5 courses. The required courses are:
Introduction to Life Insurance
Life Insurance Policies
Life Insurance Concepts
Insurance Ethics
Six Primary Foundations for the CFIS & Final Exam
Several of the courses are available for additional CE credits. When purchasing a course, you will be able to find out what CE credits can be applied for, the registration status for your State, and add that applicable CE credit to your account.
Once you have completed your selected courses, you will take the required exams online. WebCE will immediately grade and validate the results upon completion.
In order to maintain the CFIS designation, validation of fee-insurance planning with implementation of a *fee-based insurance policy must be provided during the twelve-month period between designation renewals. Validation form and procedures will be provided after candidates pass the final exam and receive their designation.
To view curriculum and more information, use the following link, which will take you to our landing page at WebCE.
http://feeadvisors.webce.com
*A fee-based insurance policy is often referred to as no-load or low-load and pays no commission to the advisor.
(CFIS™ and Certified Fee Insurance Specialist are certification marks owned by the Fee Advisors Network)
If you have any questions, please contact us at (888) 854-0931
Universal Life Analyzer (ULA)
The Universal Life Analyzer is a unique tool for providing a Fiduciary Process to test the integrity of in-force policy illustrations, as well as illustrated policy proposals.
No other methodology for specific illustration analysis can provide the advisor with this format of in-depth disclosure.
The ULA
A policy/illustration analytical tool using a very unique process of Reverse Engineering.
Creates a Fiduciary Process for policy comparison and recommendation.
Specific policy integration - no generalization.
Provides comparison to Actuarial Benchmarked COI - 2001 CSO Table and factors.
Test the integrity of illustrated and in-force proposals.
Provide full disclosure and transparency in analysis.
Can analyze a single poilcy, or compare two policies to each other.
Calculates present value dollar offset to equalize cost and capital inefficiencies between policies.
Create "What If" scenarios by removing non-guaranteed enhancements.
Unique in all its features.
Simple instruction book with illustrations.
This outstanding system is guaranteed to differentiate one advisor's policy analysis acumen from every other financial advisor - a great tool to provide fiduciary process and reinforce your insurance planning fees.
For more information, please visit the following link:
http://financexpert.com/products_ula_ad.html
If you have any questions, please contact us at (888) 854-0931
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